Using A Typical Merchant Account Can Be Expensive - First You Need To Fill Out Their Application  - Sign A Contract - Pay A Set Up Fee - Buy And Install Software  - And  Then Pay High Monthly Fee. The Links Below Are Affordable Alternatives For Collecting Payments - Look Through Them And See If One Might Be Right For You.

PayPal - One Of The First Alternative To Accepting Payments On Line - Also The Most Preferred Means Of Accepting Payments At Auctions (So Popular That Ebay Bought Them ) - Charges  0.7% + 30¢ to   2.9% + 30¢ (Check Their Site For Details ) - Also Can Accept Payments By Check),

2CheckOut - Has A One Time Merchant Account  Setup Fee Of $49 and Charges .45 + 5.5% Per Transaction - Integrate Your Products Into Their Plug n Play  Shopping Cart - Accepts Payments From 4 Major Credit Cards - Accepts Overseas Payments - Plus More Features.

iBill - Uses Their Merchant Account To Process Your Orders -  Charges 15% transaction fees if your monthly revenues are between $0 - $9,999 (Charges are lower if your monthly transaction fee is higher) - Has A Full Feature, Easy To Use,  Shopping Card - Also Takes On Line Checks And Telephone Billings. 

ProPay - Charges A $35.00 Activation Fee -3.5% And .35 Transaction Free - Other Than Accepting Credit Card Payments On Line You Can Also Accept By Email And In Person - Customer Doesn't Need A Account Through Them  - The Only Downside Is That They Don't Offer A Shopping Cart And It Might Require A Little Work To Set One Up - Speak to Their Customer Service Rep.  About This Before Signing Up.

CCNow - They Charge $9.95 And 9% Of Your Monthly Sales In Excess Of $100 Per Month - Has A One Step E-Commerce Set Up - On Line Promotion - You Will Be Linked To CCNow Mall - A Well Know And Trusted Site.

PaySystems - A $49 One Time Set Up Fee,  3.95% + $1.00 Transaction Fee, Free Deposit Of Funds In The U.S. ,

Selling Digital Products - If You Plan On Selling Downloadable Products ( I.E. : Software Or Ebooks ) - Here Is A Few Alternative Ways Of Accepting Payments.

DigiBuy - Is An Electronic Commerce Solution For Publishers Of Software, Electronic Art, Information And Data - Except Credit Card Orders On-Line, By Phone, Fax or Mail -  Uses A Cookie Based Shopping Cart -  Provide Email

RegSoft - Accept Major Credit Cards, Plus By Phone, Checks And Money Orders  - No Sign-Up Fees - Transaction Fee Of $3 For Sales $30 Or Less And 10% For Sales Over $30 - They Absorb Charge Back And Refunds - Plus They Will Burn Your Product On CD And Ship It To Your Customer On Request

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